Category Archives: Chapter 7 Bankruptcy

Getting Credit Card Debt Discharged Through Bankruptcy Credit card debt is a type of unsecured debt, meaning that there is no collateral attached to it. Unlike auto loan providers and mortgage lenders, credit card companies cannot repossess any of the debtor’s property due to lack of payment. Unsecured debt is considered the lowest-priority debt when […]

Determining Chapter 7 Bankruptcy Eligibility Are you considering filing for Chapter 7 bankruptcy? If you are, then you will need to first pass the means test. This is a test that is used to identify whether or not a debtor is truly unable to repay the debt that he or she owes. The test uses […]

It is not uncommon for an individual who has considered filing for bankruptcy to wonder how long it will take to rebuild his or her credit score. While a bankruptcy filing will remain on your credit report for approximately 10 years, most people will begin to get credit card offers within a few months of […]

Bankruptcy can put an immediate end to creditor harassment. It can stop a foreclosure dead is its tracks and save your family home. It can prevent wage garnishments and eliminate specific types of liens. Bankruptcy can prevent your vehicle or other valuable assets from being repossessed. Debts can be completely discharged or restructured through bankruptcy […]

One of the questions I often hear people ask is, “Why hire a bankruptcy attorney?” In all honesty, if you are facing potential legal issues with your personal or business affairs, it is important that you have a strong advocate on your side who is committed to fighting for your rights, and to seeing that […]

The good news is that it is entirely possible to obtain an auto loan after a bankruptcy discharge thanks to the abundance of auto loan choices today; however, there are some factors that you want to take into consideration. There are a number of car loan companies that offer auto loans to people that have […]

Since the recent economic downturn which caused homes across the nation to go into foreclosure and millions to be unemployed, Americans from every walk of life have turned towards bankruptcy for debt relief and sometimes protection against foreclosure of their home. While some view bankruptcy as a once in a lifetime occurrence, not everyone can […]

As we all know, building and establishing good credit is a process that takes time and due diligence. For most of my clients, they turn to bankruptcy relief because of unexpected life circumstances. For some, the concept of filing for bankruptcy is hard to stomach, particularly when they have spent so long building a good […]