About Attorney Rick Flume

I’m not a tall-office-building-lawyer. Instead, I’m relaxed, down-to-earth and good at explaining complex legal matters in ways that everyday people can understand.

My clients find it easy to talk with me about their financial problems, in part because I had some bill problems at one point in life as a result of some mistakes I made. Although I never had to file bankruptcy, I have a sense of what my clients are feeling when they meet with me.

My firm is dedicated to helping consumers resolve their debt problems. We start that process for you with a free, initial consultation, which is simply an opportunity for you to get your questions answered.

Area of Practice:

Filing bankruptcy for consumers


Bachelor of Business Administration – UT Austin; 1985
Juris Doctor – St. Mary’s University; 1990

Admission To Practice Of Law:

Texas – 1991
Western District of Texas – 2000

Professional Experience:

2000-current:Helping consumers resolve their debt problems
1996-2000:Briefing Attorney for the Honorable John Primomo, U.S. Magistrate Judge, Western District of Texas, San Antonio Division.
1995-1996:Briefing Attorney for the Honorable H. F. Garcia, U.S. District Judge, Western District of Texas, San Antonio Division.
1993-1995:General civil practice
1991-1993:Prosecuting Attorney in Cameron and Travis Counties


State Bar of Texas
National Association of Bankruptcy Attorneys
San Antonio Bar Association
San Antonio Bankruptcy Bar Association

I represent consumers that reside in the 21 counties of the San Antonio Division of the Western District of Texas. Here is the map of the San Antonio Division:

Coming in to see me for advice about your options in handling your debt, doesn’t mean that you’re going to file bankruptcy.

In fact, I file bankruptcy for less than one-half of the people that come in for a Free Debt Consultation.

In a Free Debt Consultation,

–   I review your income and expenses with you
–   I review the debts you have
–   we identify your biggest financial problems
–   then I go over all your options for solving those problems

So, everyone that comes in for Free Debt Consultation gets:

–   a lot of good information
–   the benefit of my experience in handling debt problems
–   all their questions answered
–   info on how the law works and how it may apply to them

Do you know all your options for solving your debt problems?

Would learning about all your options help you to determine the best way to handle your debts with peace of mind?

Call me at 210-930-7000 to schedule your Free Debt Consultation.