You Have A Bigger Future…Even If That Means Bankruptcy

You Have A Bigger Future… Even If That Means Bankruptcy

Rick FlumesYou have a bigger future. That’s hard to remember sometimes, particularly when you find yourself reading a blog post from a bankruptcy attorney.

I know what you are going through… collection companies are calling your house, bills are piling up, and you don’t even want to think about your credit score.  The truth of the matter is that all your problems can change in a minute. Yes, you have made mistakes in the past, and we all have… but the future is all that matters.

The key is to make the right choices from here on out. Are you committed to that?  If the answer is “yes,” then I may be able to help you.

My law firm can file your bankruptcy, which may stop garnishment, prevent foreclosure, and help you get rid of your debt. But if that is all we did, we would be leaving you stranded, which I’m not going to do.  I’m committed to making sure that my clients have a future that is bigger than your past. Our clients choose us to handle their bankruptcy in San Antonio because we offer so much more than bankruptcy services.

One of the extra benefits that we offer our clients is advice on how to rebuild credit worthiness after bankruptcy.  The first thing I recommend after clients get debt free is to go slow and take a class or two.  The first class, and most important class to take, is Dave Ramsey’s Financial Peace University.  The class is free and it is held at various churches all across the country.  You just have to buy the books.  Remember, cash is king when times are tough, and cash is king in the world of credit.  So, if you ever want to buy a house, you will need to make sure you have cash-savings for a down payment and cash-flow (monthly income) for the monthly payment.  Using Davey Ramsey’s tools are the best and quickest ways for you to create for yourself more cash-flow and cash-savings.

If a client needs to increase their credit score to buy a house, then I recommend that they take the class offered by  After you complete your bankruptcy case, and preferably after you take Financial Peace University, enroll into their $1,000 credit rebuilding program called 7 Steps to a 720 Credit Score.

Our goal is simple: to show you how to get debt free, then start “getting ahead.”  This is why our clients hire us, and it’s why you will hire us. Call our office at (210) 930-7000 now to schedule your free consultation and learn about your bigger future.


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