Benjamin Bingham, Debt Collection Attorney in San Antonio, TX

“Rick is an excellent bankruptcy lawyer and out of concern for his clients, has become excellent at avoiding bankruptcy by defending debt collection suits and protecting non-exempt assets. I regularly refer clients to him.”

Nels Hansen, Chapter 7 Bankruptcy Attorney in Austin, TX

“I endorse this lawyer’s work. Rick is a hardworking attorney who understands the difficulties of today’s economy and strives to get a good result for his clients.”


“From the moment I walked in the door, flume and associates made me feel at home.”


“Flume & Associates has been extremely helpful and made this difficult situation east to navigate.”


“Flume & Associates is very caring about your situation. From the beginning to end, everything they did was FANTASTIC! Thanks for all the help.”

D & D T

“Flue & Associates has been a positive experience in our times of need!”


“Flume & Associates is very professional!”


“Flume & Associates has given me back my life. Thank you so much!”

R & RC

“Flume & Associates has helped us through the filing of our case and answering our questions. They are pleasant people to work with and helped put our minds at east.”


Flume & Associates is very welcoming and full of humor. So if your spirits are down when you get there, they won’t be when you leave!”


“There’s no one else but Flume & Associates!”


“I just want to send you this thank you card for all your staff for the help you people gave me! You are very professional. I will recommend your company to anyone who is suffering from debt problems. If you can send me some business cards, I will pass along to my customers.”


“Thank you for your kind and patient consultation with my daughter K.L, on January 15th. You spend much more time and provided such an array of information that has been helpful to her. Thank you and May god bless you.”


“We wanted to thank you and also your staff very much for the help and hard work you did for us. We certainly do appreciate it and never will forget it.”


“Just wanted to say thank you for the guidance and expertise that led to a very successful start of my bankruptcy filing. During the time that I was wavering about filing, you all were very kind and helpful to help me make the right decision. I feel like a great burden has been lifted and I plan to complete my part in these transactions. Thank you very much.”


“Coming into your office on September 8th, served two fold – you helped us not only in a direction for our finances, but also in restoring our marriage, You are a wonderful servant of our lord and savior. God bless you, your family, and your business.”


“Just wanted to say thank you for all the advice. We went home and started the process of changing our bank accounts to arrange them like you suggested. We also are going to try and put some extra on the house payments each month. We appreciate all your help. God bless.”


“I want to thank you for your courteous letter, I wanted to have replied much sooner but I did not have access to a computer. My visit with you was so comforting, I just need you to know that the moment I started talking with you and after your advice on how to deal with my debt, even giving me the option of not having to spend my money to pay for your fee was the most unselfish, care and Christian action I have encountered in a long time. Of course I will highly recommend you with anyone having money problems. Again, thank you and May god bless you abundantly.”


“We believe that you are close to completing our chapter 13 case. God willing, everything goes well without any problems. We want to thank you and your staff for your help and patients, you showed us during our difficult time with this matter. To us, it was very embarrassing, when we had to do this. But we have learned from this experience. When we say your advertisement on TV, it was like a god send. Because, we were desperate. We did not know what to do. So when we saw you on TV, it was like seeing the light at the end of the tunnel. Thank you so very much for your help, and understanding. You are a good person. God bless you.”


“A few words to say thank you for all your help. I went with CCCS. They are helping me. Again thank you so much.”


“We wanted to take this opportunity to thank you for taking time from your busy schedule to meet with us. We greatly appreciated your sincere condor on our behalf. Again, thank you for your time.”


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