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STOP LAWSUITS / JUDGMENTS AGAINST  YOU


Creditor lawsuits against you can leave you feeling helpless. This is especially true when you know that you owe the money and you WANT to pay it off. You might be tempted to do nothing about the lawsuit. After all why fight it, right? That will just cost even more money, right? Wrong! If you live in or near San Antonio and you are facing creditor’s lawsuits, call me for a free debt consultation. You may not realize that you have many rights under the law that can protect you. You also may not realize that doing nothing can have serious consequences.

What happens if I do nothing?

If you do not file an answer to the law suit, the plaintiff (the entity that brought the suit) can ask the court for entry of a judgment in the amount stated in the complaint. If no amount is stated, the plaintiff has to put on proof of the amount of damages; generally unless you answered the complaint, you cannot participate in the hearing to set the damages. That means that you could actually end up paying more money than you expect.

But there is something that you can do that will put a stop to this nonsense. One of the most obvious answers is bankruptcy.

Will bankruptcy stop garnishment on a judgment against me?
Bankruptcy will stop garnishments on your wages after you file.

Wages earned before the filing may be recoverable from the creditor if those wages would otherwise have been exempt.

The only possible exception concerns child support collections: in such cases it depends on what chapter bankruptcy case is selected and whether the support first came due before the commencement of the case, etc.

-Bankruptcy can stop judgments.
-Bankruptcy can protect property.
-Bankruptcy can get rid of debt.
-Bankruptcy can take off the pressure.

Do you have too many bills to pay? Have you been sued?

There may be something you can do.
Don't ignore the letters and court papers served on you. 
If you live in or near San Antonio, then immediately call me and make an appointment for a FREE and CONFIDENTIAL initial debt consultation 210-930-7000.

Find out your options and rights under the law absolutely free and always confidential. Call me…I’ll help you stay afloat.




 

 

 
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