Does Bankruptcy Stop Creditor Harassment?

One of the most powerful aspects of a bankruptcy case is the ability to stop creditor harassment. If you would like to see how bankruptcy might benefit you, then call me at 210-930-7000 to schedule a free Initial Debt Consultation.

I have seen hundreds of people come into my office and leave with peace of mind knowing that only bankruptcy can provide. Bankruptcy is a process where individuals receive peace of mind because they know that their debt is being taken care of. While in bankruptcy, creditors are required by law to stop all collection. Creditors are not allowed to send statements, call, sell your account to collection agencies, sue, and/or write-off your debt. Because creditors are not able to collect on debts while a person is going through bankruptcy, you are able to sleep at night without stress.

WHAT ELSE SHOULD I KNOW?

• Utility Services – Public utilities, such as the electric company, cannot refuse or cut off service because you have filed for bankruptcy. However, the utility can require a deposit for future service, and you have to pay bills that arise after you file bankruptcy.
• Discrimination – an employer or government agency cannot discriminate against you because you have filed for bankruptcy.
• Driver’s License – if you lost your license solely because you couldn’t pay court ordered damages caused by an accident, bankruptcy may allow you to get your license back

Do not continue on the path of endless, sleepless nights worrying about how you are going to pay your debt. There is an answer to your financial worries. Filing bankruptcy may provide the protection you need in order to get your financial situation under control.

Relief is just a phone call away.

Call 210-930-7000 to schedule your Free Debt Consultation.