WHAT CAN BANKRUPTCY DO FOR ME?

This is probably the most-frequently asked question that I get during a free initial consultation where we go over all the options available to someone that needs help getting out of debt. If you would like to advice on how you can handle your debts with peace of mind, then call my office at 210-930-7000 to schedule your free initial consultation.

If you are a good, honest, hard-working American, then don’t beat yourself up about your debts. Get the help you need, and get it fast. If it’s credit counseling, do it. If it’s learning about all your options, then make the call. You decide if bankruptcy is the best option for you.

If you qualify, bankruptcy may make it possible for you to eliminate the legal obligation to pay most or all of your debts so that you can have a fresh financial start. Here are some specifics as to what bankruptcy may be able to for you:

1. Get released from medical bills, credit cards, personal loans and other unsecured debts you can’t afford.
2. Break out of the cycle of just paying minimum payments on your credit cards.
3. Lower your total monthly payments to an amount that YOU can afford.
4. Get help catching on important things, like your house and car loans.
5. Make catching on those important things by stretching out the payment of overdue payments up to 5 years, if needed.
6. Get rid of certain older income taxes.
7. Eliminate mortgage deficiencies and repossession deficiencies.
8. Keep and protect everything you own.
9. Stop rude calls, harassment and threats by creditors.
10. Stop repossession of vehicles.
11. Stop foreclosure on your home.
12. Stop lawsuits.
13. Stop wage garnishment.
14. Start rebuilding your credit after you get a fresh financial start.

On the softer side, bankruptcy may allow you to:

1. Be able to sleep at night, again.
2. Get peace of mind.
3. Reduce your stress level.
4. Get your life back.
5. Get in a position to quit your second job.
6. Get a second chance by getting a “fresh start.”

Call today for your Free Debt Consultation.

Call 210-930-7000 to schedule your appointment.